EDITOR’S NOTE: On July 25, 2026, the BCBP Kalibo Chapter hosted its Ladies’ Breakfast featuring Dr. Berry A. Magallanes as guest sharer. In the following letter sent to the Editors, Sis Jing captures the insights, practical advice, and spiritual reflections shared on financial empowerment and retirement preparation tailored for BCBP Kalibo sisters. M. P. Ereño,…